Money with a date on it.
At Renuka Investments, we guide individuals, families, and business owners toward long-term financial security through disciplined, goal-aligned investing.
AMFI-registered Mutual Fund Distributor (ARN-193290). We are paid trail commission by asset management companies and do not provide SEBI-registered investment advisory services.
₹25,000 a month
₹2.50 Cr
after 20 years at an assumed 12% a year. An illustration, not a projection.
- AMFI Registered · ARN-193290
- EUIN E387239
- Mutual Funds (MF)
- Specialized Investment Funds (SIF)
- Portfolio Management Services (PMS)
- Alternative Investment Funds (AIF)
- 9
- Services under one roof
- 1
- Dashboard for MF and non-MF assets
- 100%
- Paperless, digital onboarding
- 4
- Distribution verticals: MF, SIF, PMS, AIF
Every rupee with a purpose.
At Renuka Investments, we guide individuals, families, and business owners toward long-term financial security through disciplined, goal-aligned investing.
True wealth creation does not rely on chasing short-term market fads or reacting to daily headlines. Instead, it requires matching hard-earned capital with concrete life milestones—whether that means securing a self-sustaining retirement corpus, funding higher education, or building multi-generational wealth.
As an AMFI-registered distributor, our core responsibility is helping you establish the right asset allocation, eliminate structural clutter in your holdings, and navigate market volatility with total confidence.
Our guiding principles
Four rules that shape every portfolio we build and every conversation we have.
- 01
Goal-Anchored Framework
Every rupee deployed must have a distinct purpose, time frame, and appropriate risk cushion.
- 02
Streamlined Portfolios
We prioritize quality and clean diversification over accumulating dozens of overlapping schemes.
- 03
Behavioral Guidance
Market drawdowns test patience more than intellect. We provide the steady perspective required to keep compounding working for you.
- 04
Modern Convenience with a Human Touch
Institutional-grade online tracking through dedicated mobile apps, supported by direct, responsive human communication.
Everything your investment journey needs
From your first SIP to retirement income — planned around your goals, executed digitally, and reviewed as life changes.
Mutual Fund SIP and Lumpsum Investment
Disciplined monthly SIPs or one-time lumpsum investments in schemes matched to your goal, horizon and risk profile.
Learn moreGoal-Based Financial Planning
Every investment tied to a life goal — with a target amount, a date and a plan to get there.
Learn moreRetirement Planning
Building a retirement corpus during your working years, and planning a sustainable income from it afterwards.
Learn moreEmergency Fund Planning
A liquid reserve for the unexpected, so a job change or medical bill never forces you to break long-term investments.
Learn more
Six goals, ordered by how long you have
Horizon decides the portfolio. A goal twenty-five years out and one three years out get different answers, even for the same person.
A comfortable retirement
A retirement corpus sized to your real expenses and adjusted for inflation, built steadily through SIPs and, where suitable, NPS.
Your child's higher education fund
Education costs rise faster than general inflation. We work backwards from the likely fee in the year your child enrols.
Long-term wealth creation
A SIP you can sustain through market ups and downs, reviewed periodically and stepped up as your income grows.
A home or a major purchase
Money needed within a few years should not ride on equity markets. We match the investment to the date it is needed.
Tax-saving investments
ELSS carries the shortest lock-in among Section 80C options. Planned through the year, not as a last-minute March purchase.
See it for yourself
Move the sliders. Watch when compounding takes over.
The gap between the two lines is your return. For the first decade it is barely visible, which is exactly why so many people give up before it opens.
An illustration at the return you choose, not a projection. Mutual fund returns are not guaranteed, and past performance is not an indicator of future returns.
Your corpus in 20 years
₹2.50 Cr
- You invest
- ₹60.0 L
- Compounding adds
- ₹1.90 Cr
An illustration, not a projection. Equity returns are not linear and no return is assured. Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
Founder & Distributor Profile
Shantanu Ajay Barbade
Founder, Renuka Investments · AMFI-registered Mutual Fund & SIF Distributor
As an AMFI-registered distributor (ARN-193290), our core responsibility is helping you establish the right asset allocation, eliminate structural clutter in your holdings, and navigate market volatility with total confidence. Distribution verticals: Mutual Funds (MF) • Specialized Investment Funds (SIF) • Portfolio Management Services (PMS) • Alternative Investment Funds (AIF).
“Sustainable financial freedom comes from process, clarity, and patience. Our mandate is simple: ensure you always know where your assets are placed, how they are protected, and what goal they are working toward.”
Trusted by families, professionals and business owners
“Balancing a demanding executive role leaves little time to manage investments. Partnering with Shantanu at Renuka Investments has brought complete clarity to my finances. I have also entrusted our entire family portfolio to him—the onboarding and tracking are seamless, 100% digital, and completely transparent. His disciplined, goal-oriented approach cuts through market noise with zero sales pressure. Highly recommended for busy corporate professionals.”
Clients quoted with written permission. Their experience is not a guarantee of any outcome for you.
For existing clients
All your investments, in one transparent dashboard.
Every Renuka Investments client gets a dedicated digital portal to track mutual fund investments alongside non-MF assets — on the web or on mobile, 24/7. Units are always held in your own name.
- Paperless onboarding
- Swift transactions
- 24/7 portfolio tracking
- MF and non-MF assets together
Signed in as
Your account
Portfolio value
₹ ••••••
Visible once you sign in
- Funds
- Goals
- Chat
Your goals
A comfortable retirement
Your child's higher education fund
Illustration of the app, not a client account.
Four steps, in this order
Most of the value is in the fourth. The first three just get you somewhere reviews are worth doing.
- 01First conversation
Understand your goals
Your income, commitments, dependants, time horizons and risk profile — and the life goals the money is meant for.
- 02Planning
Build a goal-based plan
Each goal gets a target amount, a date and a monthly or lumpsum investment, with schemes chosen to suit its horizon and liquidity needs.
- 03Onboarding
Paperless execution
KYC, onboarding and transactions processed digitally through BSE StAR MF / NSE Invest, with units always held in your own name.
- 04Ongoing
Track and review
Follow every investment 24/7 on your client portal, with periodic reviews to rebalance and realign the portfolio as life changes.
What changed this month
Fund launches, regulation and industry moves worth knowing about. A headline and a line on each — nothing here is a recommendation.
- News27 October 2026
Invesco Mutual Fund launches Invesco India Silver ETF Fund of Fund
Passive Investments in units of Invesco India Silver ETF. There is no assurance that the investment objective of the Scheme will be achieved. This product is suitable for investors who are seeking to generate passive investments in units of Invesco India Silver ETF...
Read more - News27 October 2026
Invesco Mutual Fund launches Invesco India Silver ETF
To generate returns that are in line with the performance of price of physical silver, subject to tracking error. There is no assurance that the investment objective of the Scheme will be achieved. This product is suitable for investors who are seeking to generate returns that are in line with the performance of price of physical silver...
Read more - News26 October 2026
Kotak Mahindra Mutual Fund launches Kotak Nifty Realty Index Fund
The investment objective of the scheme is to provide returns that, before expenses, corresponding to the total returns of the securities as represented by the underlying index, subject to tracking errors. However, there is no guarantee or assurance that the investment objective of the scheme will be achieved. This product is suitable for...
Read more
Start your investment journey.
Tell us a little about your goals. Shantanu Ajay Barbade will get back to you to understand what you are planning for.
- +91 80103 19495
- shantanubarbademf@gmail.com
- 401, Himani Apartment, Yogkshem Colony, Near Nawathe Plots, Amravati, Maharashtra 444607